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About the project

TMONEY will be first decentralized platform for people to meet, provide different services, coaching,
consultation or any other help, which is time or task based.

Unique per minute calculation system and Blockchain technology makes platform to be secure and transparent. We will ensure that these meetings between users are mutually beneficiary, great quality and rewarded. All transactions between users will be documented in Smart contract-based payment gateway, which will be recorded in Blockchain, which currently is most secure system and open to the world.

Our team consist of highly respected and recognized Latvian entrepreneurs, who came together. TMONEY CEO Oskars Dombrava has big experience in telecommunications and internet marketing, but his passion for this project started in 2016, when he saw need for such service living in Miami, Florida. After creating bulletproof business plan together with some of huge Venture capital company advisers, focus groups and IT experts, finally workflow, platform logic, proof of concept was developed. Only thing what was missing was logical solution to make it secure and transparent same time and available worldwide. 2017 was the year, when it was growth of the Blokchain technology and instantly we knew it was missing piece.

By using Blockchain and Smart Contracts, we can guarantee our users security, worldwide reach and necessary transparency. Currently there is no other application in the market, which allows people to provide any skill set on-demand and get rewarded for that. Our unique per minute and per task calculation system will make sure users always know what the reward will be. Popular on-demand applications are niche orientated, example Uber is for rides, Airbnb is for rentals; however there is no united decentralized solution. On-demand economy is growing and Uber estimated worth is around $90bn USD. Time has become real value and our target is to disrupt current old 9-5 job systems and let people use their time to grow their wealth.

TMONEY platform work on internal currency- TXM token. TXM token will allow users not to depend on banks or any other financial institutions. TXM is based on Ethereum protocol and will be used for all transactions in TMONEY platform. TXM token will be controlled by users, so there will not be any fee for holding TXM token. By using our cryptocurrency, it will give people relevant flexibility to use tokens as they wish- pay for services of other users, hold or trade for other crypto or fiat currencies. Since TXM is ERC20 token, then it will be very easy to convertible to any well-recognized crypto or fiat currency.

TMONEY platform launch is planned for 2020 in Florida, USA and later that year we expect to expand to other states in US. Our goal is to scale TMONEY reach worldwide with local marketing teams in following years. We expect to become profitable by third year. Main revenue will come from platform fee per transaction, which will be 10%, which is less than Uber or other on-demand economy platforms charge.

TMONEY Vision is to replace current and old job systems around the world, allow people to choose what they do with their time and increase productivity and improve people daily life worldwide

 

HOW IT WORKS?

WHY BLOCKCHAIN?

Using the power of blockchain technology and Smart contracts, Time Money platform will be able to give users transparency on every transaction without relying on a third party like banks or financial institutions.

Security: Using a blockchain is cryptographically secure – the ledger is distributed across all nodes in the system making hacking near impossible. All of the solidity Ethereum smart contract code used for the token sale and vault account was fully audited by Smart Dec, a firm specialized in Smart Contract Security Audit.

Decentralized: No single authority has control, the network cannot be distorted or manipulated by a single controlling authority.

Privacy: People will be enable people to interact directly and create secure transaction with guarantied privacy and security.

Progressively shift from a centralized architecture to a decentralized network built on Ethereum Network

COMPETITION

GPS tracking Real time update Payment system Meeting possibility Integrated minute tracker Review system Verification Money guarantee
ANGIESLIST      
STIK      
CRAIGSLIST  
LINKEDIN  
ZAARLY    
TASK RABBIT          
TIME MONEY              
For Competition analyze please download full Deep Competition Analyze PDF

Two-way Reviews

Meeting requester rates quality of the meeting and time both parties spent, how close it was to the service initially agreed on meeting.

Meeting provider rates quality of the meeting and time both parties spent, how close it was to agreed service and professionalism of meeting requester.

Rating system

User will must have rating above 4,5 stars (out of 5 possible) to be active in our system.

Users with ratings bellow 4,5 stars will be manually reviewed.

We will not tolerate bad rating (bellow 3,5 stars). Users with bad rating will be suspended from our application.

FIRST US STATE TO LAUNCH: FLORIDA, USA

Florida has growing population. According to the U.S. Census Bureau, Florida’s population has now topped 20 million people. Prognosticators have been predicting this would happen for years, the way they’ve been predicting the number of Florida tourists would someday top 100 million. Florida’s population in 2017 reached 20,271,272. Only California (39,144,818) and Texas (27,469,114) had more people, according to the bureau. As well median income is larger than US average, however average age is older, so more people need help in daily tasks or just company for coffee.

Market opportunity

FLORIDA'S POPULATION

COMBINED POPULATION OF BOTH COUNTRIES

Household income Miami Dade

Household income Broward country

SCALE UP PLAN

  • 2020 December: After successful launch in Florida (critical user base and critical requests), we will add each 2 weeks new state and create promo campaigns there, so by end of 2019 we plan to cover whole USA. For this task we will hire US marketing agency with proven track record.
  • 2021: Plan to launch Time Money platform in European Union. Due to separate country regulations, we expect EU launch to be more complicated than US launch, so we will focus on each country with monthly campaigns. Local marketing agencies for countries will be hired.
  • 2022: Plan is to launch in Russia and Asia, we will seek local CEO or possibility to corporate with existing platforms there to do successful integration in markets there.
  • 2023: Plan is to completely replace all time calculated jobs with integrating them in our platform as more convenient solution.
  • 2024: Plan is to connect at least 25% of world workforce on our platform and distribute FREE mobile devices in development countries where poverty is very big issue and our platform as standard working tool for their economy.
  • 2025: Plan is to connect at least 50% of world workforce on our platform and integrate as well all task based jobs, services in decentralized united world economy.
  • 2025: Plan is to make Time Money worldwide recognized platform for transparent decentralized job, meeting, task and service system.

ROAD MAP

JANUARY 2019
WEBSITE & WHITEPAPER LAUNCH
FEBRUARY 2019
BLOCKCHAIN SEMINAR
MARCH 2019
PRE RELEASE CAMPAIGN
JUNE 2019
START OF PRE-ICO SALE
JULY 2019
PUBLIC ICO
OCTOBER 2019
START OF TIME MONEY DEVELOPMENT
DECEMBER 2019
TIME MONEY BETA LAUNCH
JANUARY 2020
LAUNCH OF TMONEY ON IOS AND ANDROID
2021
USA CAMPAIGN LAUNCH
2022
EUROPEAN UNION CAMPAIGN LAUNCH
2023
RUSSIA AND ASIA LAUNCH
  2024
INTEGRATE ALL TIME AND TASK BASED JOBS
2025
WORLDWIDE RECOGNIZED PLATFORM

The Future of On-Demand Economy

TMONEY platform will easily integrate crypto currency in daily people life.

  • 5 billion people don’t have bank accounts and can’t be managed via classical fiat systems, which provide Time Money possibility to grow, as these populations are connected to internet.
  • Blockchain is growing in popularity- each year there are new blockchain users and TMONEY platform will make it easier to convert any other fiat currency in TXM tokens by using Coinbase API. We chose Coinbase, as it is very stable and well recognized Exchange Company.
  • TXM will have considerable advantage over other ERC20 tokens, as most of them are not easily convertible to fiat currencies, which are used by most population.
  • TXM token will positively correlate with the number of transactions realized through the payment-processing platform.

For our premium users we will develop TMONEY Credit card, where users will be able to withdraw or pay using credit card. In those cases TXM will be converted to fiat currency on backend.

bn $ gig economy in 2018

bn $ freelance market

bn $ funds raised by Uber and other gig companies

TEAM

Oskars Dombrava

Oskars Dombrava

Chief Executive Officer

  • Founder and main driving force behind Time Money project
  • Currently CEO of Web Media Kings internet marketing company
  • +10 years expierence in Internet marketing worldwide
  • Worked with companies in US, Canada, UK Contractor for Fortune 500 companies
  • Certificated in Crypto Center in Moscow
  • 8+ years’ experience in Telecommunications
  • Certified project manager
Agnis Melits

Agnis Melits

Chief Technical Officer

  • Certified software programmer
  • Master degree in Computer systems
  • +10 year experience as programmer for various projects worldwide
  • Currently works with projects worldwide in South Africa based company
  • Very skilled in calculations and software backend and frontend development
Martins Kamars

Martins Kamars

Creative & Design Director

  • Creative artist of Time Money
  • Currently CEO and Founder of MKRiga digital design company
  • Worked as designer for worldwide recognized brands like Hennessy, Stoli and others
  • +10 year experience in design
  • Developed his own T-shirt fashion line
Russ Malangen

Russ Malangen

Founder, LX Innovative Solutions

  • Recently finished an ICO with Acudeen ($35 Million Hard Cap Reached).
  • Founder, LX Innovative Solutions
  • Connected World Magazine P10NEERS 2018
  • Launchgarage
  • Robotics & IoT Expert
  • ICO Advisor
Janis Dombrava

Janis Dombrava

Member of Parliament of Latvia

  • 3 time Member of Parliament of Latvia
  • Youngest Member of Parliament in Latvia history
  • Adviser on international job market, economy and growth
  • Expert in external security
  • Huge experience with US, Canada, China and other country government officials
Andris Stinka

Andris Stinka

CEO of Omap.pl

  • CEO and Founder of OMAP, which is biggest portal in Poland for small business connection with consumers with GPS tracking function
  • Founder and CEO of Daype.com, one of top 20 classified ads portals in the world.
  • Huge experience and worldwide recognition in Data mining, scraping and parsing.
Kaspars Buls

Kaspars Buls

COO of BITE Latvia

  • COO of one of biggest telecommunication operators in Baltics
  • Previously COO of BITE Lithuania, now COO of BITE Latvia
  • More than 10-year experience with B2B, B2C mobile platforms and businesses
  • Great adviser in Sales.
Tanner Fox

Tanner Fox

Entrepreneur & CEO at Tanner J. Fox Holdings, LLC

  • Tanner is a very successful, young entrepreneur
  • Creator of the internationally popular, Amazon Seller Mastery Course, with students from over 95 countries.
  • Youtube Influencer with 115,000 subscribers
Miikka Saloseutu

Miikka Saloseutu

Co-Founder at ICOTokenNews.com

  • Serial Entrepreneur
  • World Top 30 Ranked ICO Bench Advisor
  • Crypto Enthusiast
  • Blockchain Expert
  • Investor
  • Co-Founder ICOTokenNews.com
Ferris Zaher

Ferris Zaher

Sr Analyst/ Advisor at tmoney.io

  • 18 years financial market experience
  • Trader/ Coach/ Money Manager
  • Forex Gold Oil Options Dow ES NQ and Stockk
  • MBA in finance
  • MIT in Information Technology Management.
Fikri Syaryadi

Fikri Syaryadi

Financial Economic adviser

  • Experienced Equity Research, Corporate Finance, M&A, Risk Managements, M&A Advisory/Holding Company.
  • Skilled in Corporate Finance Analysis, Financial Modeling, Business Valuation, and Banking.
Carlo Buonpane

Carlo Buonpane

Fundraiser

  • He has gained various experiences in different digital startups which concerned real estate investments and personal and financial growth.
  • Since he met the blockchain he has been thunderstruck by his potential.
  • Participates as an investor in about 10 blockchain projects each year.
  • Is an ADVISER expert in fundraising con 3+ years experience, successfully follows over 25 projects based on blockchain technology.

TXM LEGAL DISCLAIMER

THIS WHITE PAPER DOES NOT CONSTITUTE THE OFFERING OF A SECURITY. THE REGULATORY TREATMENT OF TOKEN SALES IS A LIVE AND DEVELOPING ISSUE, AND NO ASSESSMENT IS CONCLUSIVE.  TIME MONEY TAKES THE POSITION THAT IT’S TXM UTILITY PRODUCT TOKEN IS NOT A SECURITY, BUT A UTILITY TOKEN GIVEN ITS OPERATION AND IMMEDIATE FUNCTIONALITY. AS SUCH, TXM

UTILITY PRODUCT TOKENS, HAVE NOT AND WILL NOT BE REGISTERED OR FILED UNDER THE SECURITIES LAWS OR REGULATIONS OF ANY JURISDICTION.

FURTHER, THIS TXM UTILITY PRODUCT TOKEN SALE IS NOT BEING PROVIDED THROUGH ANY OF THE EXEMPTIONS UNDER THE UNITED STATES SECURITIES ACT. NO REGULATORY AUTHORITY HAS CONFIRMED THE ACCURACY OF TIME MONEY SELF-ASSESSMENT THAT IT’S TXM UTILITY PRODUCT TOKEN SALE DOES NOT CONSTITUTE A SECURITIES OFFERING.

WE ARE LISTED

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PRESS

icobrothers.media article on Time Money

Time Money will be platform where people can provide different services, coaching, consultation or any other help, which is time or task based. With our unique per minute calculated system, users will always have transparency on how much time they spend. We will...

KRIPTOVALŪTAS PROJEKTS ‘TIME MONEY’ GATAVOJAS ICO

http://www.labsoflatvia.com/lv/zinas/kriptovalutas-projekts-time-money-gatavojas-ico 'Time Money' (Laika nauda) ir Latvijā izveidots kriptovalūtas projekts ar mērķis aizstāt pašreizējo darba ņēmēja un devēja attiecības, pilnībā tās decentralizējot, veidojot reālā...

Kripto.media Press release

http://kripto.media/kas-ir-time-money/ Kas ir Time Money? Latviešu projekts Time Money būs pirmā decentralizētā, drošā un šifrētā platforma, kuras mērķis būs aizstāt tradicionālo darba tirgu, nodrošināt dažādus darba pakalpojumus, sapulču organizēšanu un komunikāciju,...

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